Repairing Credit. Rebuilding Dreams.

Within two business days, we go to work on your behalf. In this phase we focus on setting your credit goals, rather that's to buy a new house, fund a new business, or simply wanting higher credit limit, while removing any negative, inaccurate, or outdated items.

Led with Passion, handled with diligent.

Our team is available by phone and email to ease your worries, or offer a seamless enrollment process. Our foundation is built on changing the lives of our clients through credit empowerment. Ceo Malik, not only saw the need for credit repair from his clients as a Realtor in both Atlanta and Illinois. He skillfully removed more than 22 collections from his report with his own dispute methods, shortly after mastered business credit, he then opened CreditSails, to allow everyone to empower their credit with the same tools he personally used!

Once you are signed up, Monitor the entire process!

What Is Credit Restoration?

Also referred to as credit repair, is the process of disputing the accuracy or validation of account information in your credit reports. Disputing information in your credit reports with the credit reporting agencies (CRAs), creditors and collection agencies is a legal right afforded to consumers through provisions of the Fair Credit Reporting Act (FCRA) and other federal consumer protection laws.

Even one mistake could decrease your credit score by 75+ points.

With our team of professionals, credit monitoring software and mobile app dashboard, our removal process is streamlined to get you results.


The Fair Credit Reporting Act (FCRA) plays a major role in the credit repair process as it's laws protect consumers by governing credit bureaus and the furnishers of credit information like creditors and financial institutions. Some of the key laws and rights granted in the FCRA include:

Credit bureaus are required to provide one free credit report every 12 months.

Credit bureaus are required to verify the accuracy of information listed on the report.

Creditors and financial institutions are required to only report complete and accurate consumer information.

Consumers can challenge incorrect and incomplete items listed on a credit report.

Consumers can seek damages from credit bureaus and furnishers violating the FCRA.

Consumers can limit who can access your credit reports.

Consumers can request if your credit report is being used against you financially.

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